Converting to track-only duties

[SuperMonster]

If I convert my 1098 to track duty only, do i need to register and insure my bike?

Thanks in advance.

[motoxxx79]

no, but there are some advantages to having it registered and insured....like you send it cartwheeling down a back straightaway and want to file a claim that a "deer ran out in front of you" while you were obeying the speed limit going down some local twisties! Just my .02 Make sure you finance the max amount possible on the bike and pick up Gap insurance too!

[viper1]

Originally Posted by motoxxx79

no, but there are some advantages to having it registered and insured....like you send it cartwheeling down a back straightaway and want to file a claim that a "deer ran out in front of you" while you were obeying the speed limit going down some local twisties! Just my .02 Make sure you finance the max amount possible on the bike and pick up Gap insurance too!

Don't get busted lieing to your insurance company....it's a federal offense. Most insurance companys are no longer insuraning track day bikes. Make sure you check with them first if it's covered. No need to register it.

[Haywood]

Originally Posted by viper1

Don't get busted lieing to your insurance company....it's a federal offense. Most insurance companys are no longer insuraning track day bikes. Make sure you check with them first if it's covered. No need to register it.

Agreed. Don't bullshit your ins. agency. It does you, and us no good in the long run. Check with your ins. agency to see if they will cover you for trackdays (read: trackdays and not race events).

In California at least, if you own the motorcycle, you must either register it for road-use or PNO (Planned Non-Operational). Which means that it's still registered with the state, as it should be (road legal or non) and you won't have the DMV hollering at you about late reg fee's. Out here, once the bike is in your name according to DMV records, you have to register the bloody thing every year.

FWIW, the PNO on my SuperHawk happens to be $9 yearly (while my lazy arse sources a new motor and swaps it).... I can swing the nine bucks.

[Darkness]

In PA, most insurance companies will cover track day spills as long as you are not "racing" and describe the event as instructional closed course training.
Check your policy. You may be covered.

[Capt. Home Slice]

Check out Foremost Insurance. They positively cover incidents at the track! Plus they have some association with Ducati. They had a booth set up at all of the AMA/MotoGP events that I went to this year and they're promoting that coverage.

Overview - Motorcycle Insurance - Foremost Insurance Group

[Turbo329]

I kept my policy on my 999 racebike. Not collision but definitely my liability (in case I ever injured someone at the track) and theft (in case it was ever stolen obviously).

[whitw wings]

Originally Posted by Darkness

In PA, most insurance companies will cover track day spills as long as you are not "racing" and describe the event as instructional closed course training.
Check your policy. You may be covered.

As a insurance agent I will agree with this statement for just about every state. As long as you are not "RACING" track time is considered to be riding school making you a safer rider through advanced expierience. In some states with some companies could earn cheeper rates by completing some classes.

Long in short of it....
Racing = no insurance
Track day = full replacement coverage