I also think you'll be able to find plenty of bikes out there less than MSRP. There's a lot of inventory out there. If you can find a well cared for 900ss used, you may even get the best of both worlds in a bike that has already depreciated. I'd go that route if you are ever think about trading to a different bike in the future. When I bought my second duc, I found a leftover 900ss with zero miles at a dealer and paid nearly $3k less than original sticker.